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INFOMORTGAGE - ESCROW SHORTAGE & LATE PAYS FILE

Lighthouse List Company will help you target homeowners who have mortgages with a shortage in their escrow account. According to the Mortgage Bankers Association of America, 75% of all mortgage loans have an escrow account. An escrow account is a special account set up by your lender that holds a percentage of your monthly payment and places it aside to pay your property insurance, mortgage insurance (PMI), real estate property taxes, and other fees payable monthly. With the growing number of home bankruptcies, this is becoming a dynamic database that enables marketers to target a new database of pre-foreclosure, late pay and delinquent mortgage holders. Marketers can select by year, 30, 60 and 90 days late as well.
SEGMENTSPRICE
1,600,000   TOTAL UNIVERSE / BASE RATE $100.00/M
400,000   Last 12 Months
30,000   Monthly H/L


DESCRIPTION

Lighthouse List Company will help you target homeowners who have mortgages with a shortage in their escrow account. According to the Mortgage Bankers Association of America, 75% of all mortgage loans have an escrow account.

 

 An escrow account is a special account set up by your lender that holds a percentage of your monthly payment and places it aside to pay your property insurance, mortgage insurance (PMI), real estate property taxes, and other fees payable monthly. With the growing number of home bankruptcies, this is becoming a dynamic database that enables marketers to target a new database of pre-foreclosure, late pay and delinquent mortgage holders.

 

Marketers can select by year, 30, 60 and 90 days late as well. 

 

RECOMMENED USAGE

Loan Modification Companies/

Debt Settlement/

Bankruptcy Attorneys/

Real Estate Companies/

Mortgage Brokers/

Direct Mailings/Telemarketing

 

 

Terms:

 

Minimum Order is 10,000 names. Pre-pay for all first time customers. Cancellations after mail date require payment in full. Delivery in 5 to 7 business days.



ADDITIONAL NOTES

Minimum Order is 10,000 names. Pre-Pay for all first time customers. Sample mail piece required with order. Cancellations after mail date require payment in full. 20% discount for recognized brokers. Delivery in 7 business days. This is a one-time rental only.

ID NUMBER
NextMark 269282
Manager
UNIVERSE
1,600,000
LIST TYPE
Consumer
 
Mailing List Telemarketing List
SOURCE
Direct Mail & Telemarketing, Multi Sourced
PERMISSION LEVEL
Confirmed Opt-in
LIST MAINTENANCE
Counts through 02/25/2026
Last update 02/25/2026
Next update 04/11/2026
SELECTS
GEO SELECT $5.00/M
Home Value $5.00/M
INCOME SELECT $5.00/M
Interest Rate $5.00/M
Mortgage Amount $5.00/M
PHONE NUMBER $20.00/M
GEOGRAPHY
USA
UNIT OF SALE INFORMATION
High: $1,500
Average: $1,250
Low $750
GENDER PROFILE
Male: 60%
Female: 40%
AVERAGE INCOME
Dollar: $60,000
MINIMUM ORDER
Quantity: 10,000
Dollar: $1,025
NET NAME ARRANGEMENTS
Net Name is allowed.
Floor: 0%
Min Qty: 0
Run Charges:
EXCHANGES
Exchange is not allowed
KEY CODING
Key Coding is available
Charges: $ 2.5 /M
ADDRESSING
CD ROM $25.00/F
EMAIL $25.00/F
FTP $25.00/M
P/S LABELS $7.50/M
CONTACTS    
NAME ROLE EMAIL PHONE FAX
Mark Traverso m.traverso@stirista.com (954) 489-3008 (954) 489-3092
Mark Traverso m.traverso@stirista.com (954) 489-3008 (954) 489-3092
= Primary contact
 
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